Toni Belko grew up in Indiana and met her husband, Steve, while attending a college program in Cambridge, England. They have lived in Southern California since 1982 and have been married for 43 years. Together, they raised four sons, each now married, and enjoy the blessings of 14 grandchildren. Toni & Steve are owners of Concordia Supply along with three of their sons.
Toni's life is marked by her deep faith in Jesus and her passion for serving others. She has long been an active volunteer in her local church, leading Vacation Bible School programs, youth groups, women’s Bible studies, and worship teams. Her joy, warmth, and kindness leave a lasting impression on everyone she meets.
Since 2002, Toni has dedicated herself to annual mission work in Romania, serving at-risk children through VBS camps, children’s foundations such as Ana si Copiii, and organizations like Teen Challenge and Refuge Romania. Her heart for vulnerable people and communities has also taken her to Kenya and Tanzania each year since 2011, where she & Steve have partnered with Empowering Lives International serving in children’s homes, prison outreach, and entrepreneurial training. Mighty Men Well Drilling was started in 2017 with their son Andrew in Tanzania to bring clean water & Jesus to rural villages in Tanzania. Joysprings school in Nairobi’s Kibera slums is another ministry close to her heart.
Known for her outgoing personality and love for children, Toni finds joy in caring, playing, and sharing God’s love with young ones, whether her own grandchildren or children across the globe. Her life exemplifies compassion in action—faithful, joyful, and full of grace. As a new board member, Toni is looking forward to contributing to the mission of Compassion Physical Therapy.